Category Archives: housing
News Coverage: Why a law meant to protect the poor from gentrification doesn’t really work – The Washington Post
News Coverage: “A Hidden World: Desperation For Hundreds Of Homeless Families in D.C. Motels” – The Washington Post
New Book: Matthew Desmond, Evicted: Poverty and Profit in the American City (2016).
New Article: Valerie Schneider, “Property Rebels: Reclaiming Abandoned, Bank-Owned Homes For Community Uses,” 65 Am. U. L. Rev. 399 (August 24, 2015).
New Article: Mark Totten, The Enforcers & the Great Recession, 36 Cardozo L. Rev. 1611 (2015). Abstract below:
No one played a more vital role responding to the worst economic crisis since the Great Depression than a small band of state attorneys general (AGs). Yet this story has never been told nor its implications considered. For more than a decade these AGs brought enforcement actions across the residential mortgage lending industry, reaching the origination, servicing, and securitization processes. From roughly 2000 to 2008, they targeted several of the largest subprime lenders for predatory and discriminatory lending. And they moved in the face of federal inaction — at times, even opposition. With the economic crisis everywhere visible by early 2009, they turned toward abuses in mortgage servicing and securitization. While they often collaborated with their federal counterparts during this time period, these AGs continued to lead and shape the enforcement agenda.
This narrative demonstrates that states are integral to the task of consumer financial protection. Congress was right to empower states in the Dodd-Frank Act of 2010 by scaling back preemption and giving the AGs concurrent enforcement powers. The AGs not only serve as a stopgap when federal regulators fail to act, but they also alter the quality of enforcement in positive ways not replicated by even engaged federal regulators. The marks of AG enforcement include information advantages, agility, a remedial focus, resistance to capture, and entrepreneurialism. Moreover, these events also suggest a new enforcement model in the area of consumer protection that may sometimes prove more efficient than earlier approaches: the multigovernment, multiagency action. And while these observations concern consumer financial protection in the first instance, they also have implications for ongoing conversations about federalism and enforcement.
New Article: Noah Zatz, The Many Meanings of “Because Of” A Comment on Inclusive Communities Project, Nov. 12, 2015, Stan. L. Rev. Online.
New Report: “How do landlords address poverty? A poverty-focused review of the stratetgies of local authorities, landlords and letting agents in England”
New Report: Anna Clarke, Sam Morris & Peter Williams, How do landlords address poverty? A poverty-focused review of the stratetgies of local authorities, landlords and letting agents in England (2015).
Call-for-Papers: “USF Symposium on Housing for Vulnerable Populations and the Middle Class” — Jan. 29, 2016 with a call deadline of Oct. 19, 2015.
News Coverage: Public Housing Can Work – The Atlantic
New Article: Jaime Alison Lee, Rights at Risk in Privatized Public Housing, 50 Tulsa L. Rev. 759 (2015).