This book has been out since 2019 but it is now posted on SSRN in its entirety so I thought I should highlight it (esp. since I missed it in 2019): Linda E. Fisher & Judith Fox, The Foreclosure Echo: How the Hardest Hit Have Been Left out of the Economic Recovery (Cambridge University Press, 2019). Overview below:
This book tells the story of the foreclosure crisis from a new perspective – that of ordinary people who experienced it. This angle has not been thoroughly communicated before now. The authors are legal academics who have worked for decades defending low- to moderate-income people from foreclosure and challenging predatory lending practices. They have a wealth of experience representing people whose American Dream was shattered when they were threatened with losing their homes. Using actual experiences – often examined through a legal lens – supplemented by economic, social science and legal research, The Foreclosure Echo explains how people experienced the crisis and how their lenders and public institutions let them down. The book also details the lingering effects of the crisis – such as vacant and abandoned buildings – and how these effects have magnified inequality. Finally, the book suggests reforms that could help avoid another crisis.
Poverty Law 